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Mortgages

Whether a first time buyer, taking further steps up the ladder or buying to let, we can help.

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Protection

Life and Protection Insurance policies can protect you and your family

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Pensions

When do you want to retire and how much income will you need?

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Investments

Are you making the best use of any spare capital or surplus income?

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At retirement

Common retirement options in plain simple language

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Business Protection

Business protection is a way of protecting your business if something goes wrong.

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General Insurance

It’s important to ensure you put the right insurance in place to protect your home and its contents.

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At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


Enhanced Annuities

Enhanced Annuities

An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.

Income Drawdown

Income Drawdown

Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.

Your Retirement options

Your Retirement options

On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

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